What Happens If I Leave My Company Before Becoming Fully Vested?
Posted: June 13, 2024
Vesting is a process through which employees gradually earn ownership of benefits provided by their employer, such as retirement savings through 401(k) plans or stock options. This process is vital to retaining and motivating employees, as it rewards their long-term service and encourages loyalty and commitment. Vesting opportunities attract top talent and foster employee engagement and dedication, ultimately contributing to the company’s success and stability....
What is Guaranteed Replacement Cost?
Posted: June 12, 2024
Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...
What Is Product Liability Insurance For Small Businesses?
Posted: June 11, 2024
It’s a fact of life: accidents happen. Of course, risks will always be associated with creating, manufacturing, assembling, distributing, or selling products, but managing those risks is a key part of your business success. Product liability insurance can protect your business from potential legal and financial consequences arising from product-related claims. Product Liability Insurance In a Nutshell Product liability insurance is a specialized form of...
How Much Does Life Insurance Cost?
Posted: May 31, 2024
It’s a universal fact: everyone needs life insurance.1 Whether you’re a student, parent (single or married), or empty nester, life insurance can help protect the life you’ve built for yourself (or a future if you purchase life insurance for a child). So, what’s preventing you from getting a policy today? Aside from the general discomfort many get when discussing life insurance, presumed costs often hold...
Buying a Car from a Private Seller
Posted: May 29, 2024
When scouting for a high-quality used car, sometimes a private seller rather than a dealership offers better value. But, while private sellers can offer great deals, there are some important considerations to remember. Let’s look at some tips and advice on buying a car from a private seller safely and confidently. Playing With Price When buying a car from a private seller, pricing is one...